Free £20 Cash – Biscuit Bank Referral Link (Zopa)
Open a Biscuit Bank account, make 3 card payments in 30 days, and we both get £20 from Zopa.
Verified Jun 2026
(T&Cs apply)
At a glance
- Offer
- £20 Free Cash
- What you get
- Looking to open a Biscuit bank account? You are in the right place. Use our verified referral link below to join Zopa’s reward-packed “Biscuit” current account, make at least 3 card transactions within 30 days, and we will both earn £20 free cash.
- Both sides benefit?
- Yes — you and the referrer both get the reward
- Link opens
- zopa.com
- Last verified
- June 2026 · how we check
About This Offer
Biscuit Bank is Zopa’s everyday current account, with named savings "jars", 2% cashback on bills and access to a high-interest Regular Saver.
Sign up with our referral link, open the account and make at least 3 card transactions within 30 days, and Zopa will add £20 free cash for each of us.
🍪 The Biscuit Bank Referral Deal
Get £20 Free Cash when you open an account and make at least 3 card transactions within 30 days.
Verified June 2026 • 100% Free to Join
T&Cs apply. New customers only.
How to Use My Referral Link to Open a Biscuit Bank Account
Getting your £20 bonus is simple. The account opens in under 5 minutes; then just use the card 3 times within 30 days. Follow these exact steps to ensure the referral link tracks correctly:
- Click the referral link: Tap the green button above or click here to visit the Zopa/Biscuit promo page.
- Download the Zopa App: You will be directed to the App Store or Google Play. Biscuit is an app-based bank account managed inside the Zopa app.
- Select “Biscuit”: Once installed, choose to open an account. Look for the “Biscuit” current account option.
- Verify Your ID: Complete the standard UK bank checks (photo ID and selfie). This protects your account and verifies you as a real person.
- Make 3 card payments & get £20: Once your account is open, make at least 3 card transactions within 30 days. We’ll then both earn £20, usually credited within a few days.
- New Customers Only: You must be new to Zopa/Biscuit to claim the new customers bonus.
- Residency: You must be a UK resident aged 18+.
- Verification: The bonus is triggered only after you successfully open a Biscuit bank account and pass ID checks.
- 3 Card Payments in 30 Days: To trigger the £20 bonus you must open the account and make at least 3 card transactions within 30 days. No big deposit or full switch required — just use the card. Keeping the account active also unlocks the 7.10% Regular Saver.
Is Biscuit Bank safe?
Yes. Biscuit is a current account provided by Zopa Bank, which is a fully licensed UK bank. Your money is protected by the FSCS (Financial Services Compensation Scheme) up to £120,000 (the deposit limit since December 2025).
Can I refer friends later?
Absolutely. Once you join, you can grab your own referral link to share with friends. When a friend opens an account and makes 3 card payments within 30 days, you’ll both earn £20.
What is the “Biscuit” account?
It is Zopa’s everyday current account. It stands out because it pays 2% cashback on your Direct Debits (bills) and gives you access to a high-interest Regular Saver pot. It is completely free to open.
Related Guide
Want the full picture on combining this with other UK cashback tools? Our UK cashback stacking guide walks through the complete stack.
Compare digital banks
Biscuit works best paired with a current account — see where it fits in our Best Digital Bank UK guide.
Ready to claim this offer?
Get Free £20 Cash