UK Banking & Fintech Referral Codes

Every UK digital-bank referral on this page is free to open and, unless flagged, pays both you and the referrer — no one-sided codes slipped in as a favour. Opening a few costs nothing, has no credit-score impact beyond a soft check, and the bonuses stack: across Monzo (£20–£100), Revolut (£25, our 50/50 split of £50), Biscuit by Zopa (£20), Wise and Curve you can collect roughly £80–£160 in total, depending on your Monzo reward.

Not sure which to actually keep? Our Best Digital Bank UK guide compares all seven on fees, FX, FSCS protection and what each is genuinely best for — the pages below are where you claim the bonus once you've decided. For a business card, see Capital on Tap (£75). And if you're willing to switch your main account, a full switch usually out-pays any referral — see Best Bank Switch Bonuses.