GoCardless Referral: £100 Credit for Your Business

About This Offer

GoCardless is a UK fintech that lets businesses collect bank payments and Direct Debit directly from customers' accounts — popular for subscriptions, memberships, instalments and recurring invoices. It's authorised by the Financial Conduct Authority and used by over 85,000 businesses worldwide.

This refer-a-friend offer gives your business £100 paid to your business bank account once you sign up via the link, verify your account and collect at least £2,000 in more than one collected payment through GoCardless within your first three months. It's a two-sided business referral — your business gets £100 paid to its business bank account and we receive our referral reward too — so we'll be straight with you: sharing this link benefits us both.

GoCardless Referral Deal at a Glance

• Reward: £100 paid to your business bank account
• Requirement: Sign up via the link, verify your account, add bank details and collect at least £2,000 in more than one collected payment through GoCardless within your first 3 months
• Who it's for: UK businesses, sole traders and organisations that take recurring or one-off bank payments
• Timing: Up to 30 days for validation, then up to 30 further days for payment under the linked terms
• Cost to start: Free to open an account — GoCardless charges per transaction (1% + 20p, capped at £4 on the Standard plan), not a monthly fee
• Both sides benefit: Yes — your business gets £100 paid to its business bank account and we receive our chosen referral reward once you qualify

How to Claim Your £100 Business Reward

Claiming the reward is straightforward for any business that already collects (or plans to collect) payments. Just follow these steps:

• Click the referral link: Tap the button above to open the GoCardless sign-up page via the referral link.
• Create your business account: Register your business and connect your bank details. There's no sign-up fee.
• Start collecting payments: Set up your customers and collect at least £2,000 in more than one collected payment within your first three months.
• Receive your reward: Once GoCardless validates the qualifying collections, it pays the £100 to the business bank account held on file.

What is GoCardless and who is it for?

GoCardless specialises in pulling payments straight from a customer's bank account rather than charging a card. That makes it well suited to anything recurring — gym memberships, SaaS subscriptions, club fees, retainer invoices or instalment plans — where card payments fail more often and cost more. It plugs into 350+ business tools including Xero, QuickBooks and Zuora.

Because pricing is per transaction (1% + 20p, capped at £4 domestically) with no monthly fee, it's friendly to small businesses and sole traders as well as larger merchants. If your business mostly takes one-off card payments at a till, a card processor like Square may suit you better; GoCardless is at its strongest for recurring bank-to-bank collection.

Looking for a GoCardless promo code or discount code?

Searching for a GoCardless promo code, discount code or referral code? This refer-a-friend link is the official route and is a business referral offer — your business receives a £100 bank payment rather than a small percentage off fees. There's no code to copy and paste: just sign up through the link and the reward is tracked to your account.

Whether you call it an invite link, referral bonus or new-customer offer, the link above is the simplest way to claim. Remember the reward only unlocks once you've collected £2,000 in more than one collected payment — it isn't an instant sign-up bonus.

Is GoCardless safe and regulated?

Yes. GoCardless Ltd is authorised by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 as an Authorised Payment Institution. It has operated since 2011, processes billions in payments each year, and is used by organisations ranging from small clubs to large enterprises. Customer payments are protected in line with UK payment-services rules.

How long does the £100 reward take to arrive?

The linked terms allow a 30-day validation period after qualifying collections, then up to another 30 days for payment. Payments merely created before the three-month deadline do not count unless collected in time.

Can I refer other businesses after I join?

Yes. Once your GoCardless account is active you'll get your own referral link to share with other business owners. They'll get £100 paid to their business bank account when they collect £2,000 in more than one payment, and you'll receive your chosen referral reward for each business that qualifies. There's no cap on how many businesses you can refer, so it can become a steady reward stream if you work with other merchants.

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Does the GoCardless referral require £500 or £2,000?

Does the invitation include a fee-free welcome period?